There are lots of tutorials here on the forums, theres a couple of stickied threads about.
It really depends on what kind of things you want to make.
I find it helps to write down everything you want, plan your game, then split it up into stuff you can do, and stuff you need to learn.
A good place to start would be to make a simple game like pong or something.
As for models, you will need a modeller (such as blender or truespace, both of which are free), and a whole lot of patience
Hope that helps
Without Music or Love the world would be a very empty place... Thank god I still have music.. --'-<@