Alright... firstly, wrong forum section
But anyways:
1.Make character
2.Add animations (i recommend using the stock ones just because that is the easiest thing to do. You can find a milkshape one on the site that sells fpsc toolbox, for free.) Read up independently how to do this.
3. Save it as .x (I recommend using fragmotion)
4. Create a new file in your entity bank and call it mycharacters or something. Copy the fpe from an existing character and put it along with your model and texture(s) in your new folder.
5. Change the information in the fpe to fir your model.
Thats the basics. More in-depth info can be found on youtube, bootlickers tuts, fpsc community guide, and the forums.