well, blender has the widest range of usage of all free 3d-progs, and 3d-moddeling is overall a very complex field.
searching progs, this thread may help you:
http://forum.thegamecreators.com/?m=forum_view&t=154983&b=3
wings3d is described as to be for beginners, and milkshape is used by many people who think blender or the pro-progs (3dsmax/4dstudio/zbrush etc) are too complicated, mainly for creating low-poly models. fragmotion (free for a prayer) is good for rigging and animation and mainly for converting the different file-formats.
but remember that you will need a more complex one for rendering cutscenes etc., you cannot pass the big ones... or blender.
in additon you should look into a good paint-program like gimp/photoshop for texturing.