You don't need matrices for reflection, I just gave you the equation you need. This is typically where I'd say the rest is up to you, otherwise we'd be doing all the work for you and you'll never learn.
I edited my post above. My equation was off slightly, it's been corrected.
However, as this gave me an idea for a neat little demo, I'll work on some code for you.
Check out this demo and see if it clears things up for ya.
http://forum.thegamecreators.com/?m=forum_view&t=203039&b=6
"You're not going crazy. You're going sane in a crazy world!" ~Tick