I have 3D World Studio.
To view your textures from an exported .dbo, you have to manually copy the textures you used to the same directory as your .dbo file. If you do that, your textures will load automatically (they're already referenced in the .dbo file).
3D World Studio textures (the ones that came with it) seem to come in two formats: .stf (which Dark doesn't recognize) and .jpg (which works fine in Dark). .jpg textures don't seem to perform as well (speed-wise) as compressed .dds textures though. So if you can convert them and get them to load, do that - your game will perform faster.
Judging what we see is the greatest blinder and self-limiter in the universe.
What we perceive is never reality. It is only a story we tell ourselves based on our current perspective, which has far more to do with our beliefs about ourselves than with anything else.