Quote: "im on 98 and if i right click/properties and select sharing i can add a full access password"
This only applies to users accessing via the network. To give you an idea of how useless W98 security is, to logon as another user:
- Cancel at the login prompt
- Go to the C:\Windows folder and delete the username.pwl file
- Login again, enter a new password - and you're in.
This won't work when trying to access another network location as the network access control relies on the original password, but you can still log on locally as them.