[Edit] Argh, I take too long to type up posts, gotta try and not get sidetracked by the TV -_-
All one needs to make a webpage in is notepad. For images, MS Pain(t).
To upload your website to DB Spot, you need an FTP, such as SmartFTP (google for it).
If you want to you a click and drag program (well, more or less click and drag) then you can try MS Frontpage or Dreamweaver (both cost money, haven't found a single free one). If you want a better painting tool, and don't want to pay for one, try Gimp.
Cheers,
Preston
Intel Celeron 1.3 Ghrz 512MB Ram NVIDIA GeForceFX 5200 128MB