Quote: "how do you do it?"
I was born with this talent, in fact, I wasn't born, I was genetically mutated in a lab specifically for 3d.
But yeah, perseverance is key, everyone starts at the bottom rung sometimes.
Quote: "I heard the 2010 version uses that stupid ribbon thing at the top"
The common misconception with the ribbon is that it replaces the tools that you're currently using, it doesn't, It is completely optional but it has some really nice features concerning edgeloops. Including the new special ring and loop selection features. Swiftloop is one of my favourite new features, it creates an edge loop but still conforms to the flow of the model, it's pretty damn cool.
Surely you can get a student licence though lazerus? I was on Max 8 for ages until I decided to upgrade. Haven't looked back, I have gotten used to the ribbon being there, the new graphite tools are amazing and it is easy to use and hide whenever I choose to. The worst addition to max has been the viewcube and the steering wheel. I never liked the viewcube in maya so i'm never going to like it in max. The steering wheel is a major pain in the arse and has been off since I upgraded and hasn't returned since.
Regardless, get 2011, which i'm hoping to get as soon as I have the cash (probably not until 2012 comes out).
I'm excited about using Slate, the new node based material editor. CAT is now completely integrated (possibly the best rigging plugin ever created) and the freshly stolen object painting from maya. Not to mention a few other things.